Businesses are ready to grow. Their cash flow isn't.
Across Africa, millions of businesses open their doors every day with customers ready to buy and suppliers ready to deliver. Yet when it's time to restock, many simply don't have the capital to buy the inventory they need.
The result is familiar: empty shelves, lost sales, and missed opportunities, not because demand isn't there, but because access to financing is.
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Reserved for an African retailer looking at nearly empty shelves while customers browse.
Africa is home to more than 44 million small and medium-sized businesses, contributing over 50% of the continent's GDP. These businesses power local economies, create jobs, and serve millions of customers every day.
Yet according to the International Finance Corporation, African businesses face an estimated $330 billion financing shortfall, making it one of the biggest barriers to business growth across the continent.
For many businesses, the challenge isn't finding customers. It's finding the capital to buy inventory before the next customer walks through the door.
We believe businesses shouldn't lose sales because they need to restock.
Filup helps growing businesses access inventory financing from trusted financial institutions.
We verify businesses, suppliers, invoices, and inventory requests before presenting financing offers from multiple funding partners.
Businesses compare offers, choose the financing that works best for them, and their selected funding partner pays the supplier directly.
Business
Filup Verification
Financial Institutions
Inventory Delivered
When businesses stay stocked, everyone benefits.
Businesses sell more.
Suppliers grow their sales.
Financial institutions finance verified opportunities.
Communities benefit from stronger local businesses.
44M+
Small and medium-sized businesses across Africa.
50%+
Contribution of SMEs to Africa's GDP.
$330B+
Estimated financing shortfall facing African small businesses.
One Platform
Connecting growing businesses with trusted financial institutions.
Our Mission
Helping every growing business stay stocked and keep selling.
Our Vision
To become Africa's trusted platform for inventory financing.
Built for Africa's growing businesses.
Whether you're running a retail store, pharmacy, wholesaler, beauty store, or FMCG business, Filup is designed to help you keep inventory available when your customers need it most.
We finance inventory, not cash.
We pay suppliers directly.
We support responsible business growth through flexible repayments.
We help businesses build stronger purchasing power over time.
Stock Today. Grow Every Day.
Filup is built for Retail Stores, Supermarkets, Pharmacies, Wholesalers, Beauty Stores, and the businesses that keep Africa moving.
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